Europe 1 (Single trip only)
UK, the Channel Islands, the Isle of Man, the Republic of Ireland, Continental Europe and Mediterranean islands
(but excluding those listed under Europe 2 below), the Azores, Belarus, Estonia, Georgia, Gibraltar, Iceland, Latvia, Lithuania, Moldova, Russia and Ukraine.
Europe 2 (Single trip only)
Cyprus, Madeira, Malta, Spain including the Canary Islands (El Hierro, Fuerteventura, La Gomera,
Gran Canaria, La Palma, Lanzarote and Tenerife) and the Balearic Islands (Formentera, Majorca, Minorca and Ibiza), Switzerland and Turkey.
Europe and UK (Annual Multi-trip only)
All countries listed within Europe 1 and Europe 2 above.
Worldwide (excluding USA, Canada, Caribbean)
Worldwide, excluding United States of America, Canada and all Islands in the Caribbean Sea including the Bahamas.
Australia / New Zealand (Single trip only)
Australia and New Zealand.
Worldwide (including USA, Canada, Caribbean)
Any Worldwide country.